Documents Needed For Full Approval
Providing the proper documentation to a loan officer is crucial to the accuracy of your approval. It's important that we get as much information as possible so we can address possible issues upfront, with full transparency during the underwriting process. Below you will see a sample of the documents needed for a full loan approval.
— Last 2 years 1040 tax returns
— Last 2 years w2's and/or 1099's
— Last 2 months bank statements
— Last 30 days paycheck stubs (if applicable)
— Copy of ID and Social Security card
If you own your own corporation, you will need to provide the last two years of tax returns (1120's and/or 1065's) on the business as well.
I have everything, now what?
You can either email, fax, or even take the items directly to our office for full approval. Our licensed mortgage specialist will review all documents, ask you follow up questions, and issue you an approval.
If you’re not sure if you’re ready to apply but want to get the conversation started feel free to leave us a note. We’ll get back to you before the next business day.
